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Rate offered is based on Prosper Rating and other factors, and your actual rate may differ. You may qualify for more than $250,000 in coverage if you hold deposits in different account ownership categories. A personal loan is money a person borrows from a bank or other financial institution in an effort to meet financial needs, both short term and long term.

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Can i get a loan if i do not have perfect credit, and are there ways for me to repair my credit. Seasoned Return is not necessarily indicative of the future performance on any Notes. There are no hidden fees or prepayment penalties, and your loan’s interest rate will never change. Not FDIC-insured; Investments may lose value; No Prosper or bank guarantee.